Privacy Policy

Car Credit Portsmouth Car Finance Privacy Policy is a condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies.

ENCYPTED DATA TRANSFER

“Encryption is referred to as the process of transforming information using an specific method (algorithm), making it unreadable if not in possession of the decryption key” Secured data transfer is very important to us, this is why our application form uses 256-bit encryption. This is the highest form of encryption available. Click here to learn more about secured data transfer.

INFORMATION WE MAY COLLECT FROM YOU

We may collect and process the following data about you: Any information that you provide by filling in forms on our site. This includes provided information at the time of registering to use our site, posting material, requesting further services or subscribing to any service offered by us on the site. We might also request further information and if you should report a problem with our site. We may keep a record of any correspondence if you should contact us. Details of the resources you access and of your visits to our site Details of transactions you may carry out through our site and of the completion of your orders.

IP ADDRESSES AND COOKIES

We may collect information about your computer; this is statistical data concerning your browsing actions and does not identify you individually. This information includes your IP address where available, operating system and browser type, for system administration and to report collective information to our advertisers. We may also collect information about your general internet usage using cookie files stored on the hard drive of all computers. The cookies contain valuable information that is transferred to your computer’s hard drive. In collecting this information we are able to improve our site and deliver a better and more personalised service. You can refuse to accept cookies but note that in doing this you may be unable to access certain parts of our site. You can do this by activating the setting on your browser which allows you to refuse the setting. If you do not want to accept that your computer receives and stores cookies, you can alter your security settings on your web browser (Internet Explorer, Google Chrome, Safari etc.). However, note that certain parts of our Site may only be used fully if your browser allows cookies. Thus, your reading experience of our Site may be affected negatively by removing and not allowing cookies. If you wish to alter your cookie settings, by going to your browsers settings, below are short instructions for how to do this in the four most popular browsers: Microsoft Internet Explorer Click the ‘Tools’ icon in the top right hand corner and select ‘Internet options’. In the pop up window select the ‘Privacy’ tab. From here you can adjust your cookie settings. Google Chrome Click the spanner in the top right hand corner and select ‘Settings’. From here select ‘Under the hood’ and change the settings under ‘Privacy’. Mozilla Firefox From the drop down menu in the top left hand corner select ‘Options’. In the pop up window select the ‘Privacy’ tab. From here you can adjust your cookie settings. Safari From the settings drop down menu in the top right hand corner select ‘Preferences’. Select the ‘Security’ tab and from here you can adjust your cookie settings. The table below explains the cookies we use and why. Google Analytics Cookie name Description __utmz Keeps track of where the visitor came from, what search engine they used, what link was clicked on, what keyword they used, and where in the world they are when they accessed the website. _utmv Stores information used within Analytics to identify user as part of a custom segmentation. _utmc Holds timestamp of the exact moment in time when a visitor leaves the site _utmb Holds timestamp of the exact moment in time when a visitor first visits the site _utma This cookie keeps track of the number of times a visitor has been to the site, when their first visit was, and when their last visit occurred. Other Cookie name Description referrer The search term source The referring website.

USES MADE OF THE INFORMATION

We use the information held about you in the following ways: To notify you of any changes to our service. To ensure that the content of our site is presented in the most effective manner for you and your computer. Where you have consented to be contacted, to provide you with the information, products and services requested from us or in the event that we feel will be of interest to you. To allow you to participate in interactive features of our service, should you choose to do so. In allowing ourselves to carry out our obligations concerning any contracts entered into between you and us.

DISCLOSURE OF YOUR INFORMATION

As defined in section 736 of the UK Companies Act 1985 we may disclose your personal information to any member of our group. These include our subsidiaries, our ultimate holding company and its subsidiaries. We may disclose your personal information to third parties: To the prospective buyer or seller of any business or assets in the event that we sell or buy. If we are under a duty to comply with any legal obligation to disclose or share your personal data. To protect the rights, property and safety of our customers or others, or to enforce our terms of use for the site. For the purposes of fraud protection and credit risk reduction this may include exchanging information with other companies and organisations.

THIRD PARTY WEBSITES

From time to time our site may contain links to and from the websites of our partner networks, advertisers and affiliates. If you visit any of these sites please note that they have their own privacy policies and you should check these before submitting any personal data. We cannot accept any responsibility or liability for these policies.

ACCESS TO INFORMATION

In accordance with the Act you can exercise the right to access any information we hold about you.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to make changes to the privacy policy without prior notice. We will use personal information in accordance with the privacy policy on the site at the time the information was collected.